Declared Unsafe, Then Abandoned - Help me fight this Injustice

Hi, I’m Cindy, and I’m asking for help to fund legal support after being denied access to Auckland Council’s flood buyout scheme.

In August 2023, I finally bought my first home! This was a huge achievement for me. The house had been lightly flooded during Cyclone Gabrielle, but with insurance and finance approved, I felt confident moving ahead.

After moving in, I spent months renovating, I poured everything I had into my home, building a future I was proud of.

After learning about the Council Buyout Scheme in July 2024 (from my neighbours, not Council), I applied. In March 2025, my property was classified as Category 3 — the same as many of my neighbours. But a few weeks later, Council reversed the decision. They told me I was not eligible — not because the risk had changed, but because I bought the property after the flood.

Now my home is a Cat1, but the LIM report will still carry that history. Insurance and resale value are negatively affected. But I don’t qualify for help — purely because of when I bought it. I did everything right. I bought in good faith. I’ve been let down by the system.

I’ve sought legal advice, and have been told I have a strong case. There are serious questions around disclosure, accountability, and Council’s changing position.

I’m fundraising to help cover legal costs which are beyond what I can manage, to challenge this decision and stand up for what’s fair.

If you’re able to donate or share my story, I would be so incredibly grateful.

– Cindy