van only one year and 4 months old catches fire while family driving home from church

We were driving home from church last Sunday me my husband and my three children aged 3 5and 8 when we hear a slight poof sound I thought the vehicle had cut out and pulled to the side I reached for the key to try start when a lady in front was yelling get out get out your van is on fire me and my husband jumped out and grabbed our children out and ran across for safety it took 13 minutes for our vehicle which I'm still paying off to blow up to nothing unfortunately I thought my van was covered by my bank for insurance but it wasn't we are thankful that we escaped without in visible injurys and thankful to the lady who warned us god bless her Pretty sad our belongings are all gone children's clothes carseats and id but thankful to be alive