Please help me get home to Hawkes Bay

Being a single mum for many years has been tough and necessitated the use of credit cards to see us through. I've suffered from severe depression and am slowly finding my way out from under this disease. Both my children are now independent and living their own lives, and the time has finally come for me to return to Hawkes Bay. I can't do this until I manage to get debt free. This is my time, my year, my dream to move back to Hawkes Bay.

I work and am putting as much of my wages onto debt as I can, along with taking on extra work whenever I can. I have cut costs as much as possible, moving to a rural property and living in a modest home, selling whatever I can to raise money, even giving up having TV and luxuries in an attempt to save even more money. I was making good progress, then my car died and I had to extend the debt slightly to purchase a second hand car to be able to get to work and back. Progress since then has been painfully slow and my dream seems to be slipping further and further away again.

I'm more of a giver than a taker, preferring to remain in the background and just get on with things while doing what I can to help others. However I'm really struggling to get clear of this debt and although I'm mortified to have to resort to asking for help, I can't think of any other way. Being too proud to ask for help is what contributed to such a large debt ... time to put pride to one side and admit that I need assistance to get out from underneath.

Times are tough for so many, and I am so very very grateful that at least I have a roof over my head and food on the table. However, for my mental and emotional health, I need to get back to my "soul's home" sooner rather than later. Any help that you can provide towards this goal will be met with heartfelt thanks and gratitude.