Mother and 3 daughters unable to return home after their home was red stickered after the floods

Krystal has finally received her Natural Hazards Commission (NHC) payout, and it’s devastating. After everything she and her daughters have endured, the payout isn’t nearly enough to bring them home.

NHC is covering $35,651.46 for house repairs, but without stabilizing the land—damaged by a landslip—fixing the house is pointless. The estimated land repair cost is $193,267.00, yet NHC is only paying $51,832.37, leaving a $141,434.63 shortfall just to make the land safe to rebuild.

💔 The Harsh Reality

Krystal and her daughters are stuck in limbo. She still can’t be with her beloved dog, Hunter, until they have a home. Selling isn’t an option, and the only path forward means taking on massive debt. By August, she’ll be paying both rent and an unaffordable mortgage while still being charged rates on a red-stickered home. Even with a bank loan, repayments will be crippling. The emotional and financial toll is overwhelming.

Krystal has done everything she can, but she can’t do this alone. Any donation, share, or message of support makes a difference.

Krystal is a hardworking, devoted mum of three. She never asks for help and she has carried this burden since the devastating Dunedin floods in October.

Just over a year ago, she achieved her dream of owning a home, pouring her heart into creating a safe, loving space for her girls. Now, that dream is slipping away.

Thank you to everyone who has supported her so far—your kindness keeps her going.