Please can you help me keep my home?

Please help me keep my home. I always work hard, live responsibly, and do my best to stay on top of life’s commitments.

For years, I worked in public service roles in Wellington. Like many people, I faced a difficult period where, out of work for 18 months, I used all my savings to keep up with my mortgage, houseld expenses and basic living costs.

I’m now work in a local role that I truly love. It gives me purpose but... it pays less than my previous roles. I’ve adjusted as much as I can, I don't drink or smoke but I’ve reached a point where I simply can’t keep up.

My mortgage repayments have increased to a level I can't afford. Even now, after covering essential bills, I’m left with very little — this week, just $90 left — and I still have expenses outstanding.

I live alone in a small, modest home. It’s not fancy, but it’s perfect for me—low maintenance and a place where I feel safe. The thought of losing it is overwhelming.

I never imagined I would have to ask for help like this. I’m close to losing my home, while doing everything I can to hold on to it, I am my wits end.

If you can help, even small contributions make a meaningful difference to help me stay in my home while I continue to work to stabilise my situation.

Thank you for taking the time to read my story. Your kindness and support mean more to me than words can express.