Trying to end my credit card debt …

I’ve tried debt solve charities (like good shepherd) for mentoring/budgeting & received good advice to reduce costs such as phone plan, electricity changes, I moved to a tiny rental studio 3 years ago from a year of house sitting after retirement at 71 from public hospital nursing, shift work! Now 75 and worried about leaving debt.

We had no children and my husband died 2015 after a 7 year illness with Alzheimer’s. Which is the reason he/we lost a business and paid off all debt then with his superannuation. My savings were depleted by me being the sole breadwinner and trying to make life as normal as possible for my Nino (John).

So I owe Amex $8659 (hasn't been used for years) also have a bank credit card with $5000 debt.

Insolvency is the last option so trying this as just thought even $20 from some kind person - or a lotto winner would contribute in some way:)

Update-

(Yahoo both CCards looking so much better now due to your support on this page and some very other kind friends…

Amex $6900 & Visa below $4000 as of this past week:)